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Know the expenses of studying in the USA for Indian students

Imagine getting a world-class education from a university abroad. Is it not enough to change your life for the better? Are you skeptical that the money you planned to spend on your studies might not be enough? Studying abroad is a costly affair for Indian students. Each time you wanted to design a budget, you were afraid to go further because you thought a degree abroad would cost your fortune. However, a practical plan can help you to manage your living expenses more effectively.

To get admission to the most desired University in the USA, you have to pass the IELTS examination. For that, you can enroll in the best IELTS institute in Pune and prepare yourself. Before leaving India, make sure you consider different everyday expenditures such as accommodation, food, health coverage, traveling, and tuition fees when calculating the studying cost in the United States. This article will make it much more comfortable for you to plan the minimum budget for studying abroad in the USA.

Tuition Fees 

Universities in the United States are mainly divided into two categories: public/state and private. The educational cost at a state university or a private one depends on your financial background. However, the tuition fee in a private university is much higher compared to a state university. You need to cover tuition fees of $8,000 to $55,000 in a year for studying in any USA university.

Usually, humanities, fine arts, and education courses are cheaper, while subjects such as medicine and engineering are more likely to be more costly. To study at an undergraduate level, tuition fees are usually higher and vary according to the program. The average price for these programs is approx $ 35,000 yearly.

The scholarships for study in the United States will help to reduce your financial burden. Institutions in the United States of America offer both merit-based and need-based scholarships. U.S. education helps students establish long-term connections with people around the world. Most universities allow students to choose flexible courses and choose one that matches their interests from the curriculum.

Living Expenses

You should keep some money for your grocery shopping, social activities, and emergencies. When living as a student in a foreign country, it is best to keep an eye on your expenses and not spend extra money. For an undergraduate course, a minimum of Rs. 12 lakh per year is necessary as the living cost for the Indian students. Postgraduate course study costs a minimum of twenty-five lakhs for two years. The costs vary depending on the city in which you want to live.

Accommodation

Most universities in the United States offer on-campus accommodation for international students. Living as a campus resident is a very affordable option. However, you need to apply separately and move forward in time to secure a room for yourself. You can also choose off-campus accommodation to share apartments with other students from India or opt for a homestay with local families. In this case, you need to be more open to adjusting to a different lifestyle. Remember, the rent varies according to the cities in the USA.

Student visa

The first step is to secure a valid student visa at your own expense to study in the United States. Feel free to contact your IDP consultant for the latest updates and information on the visa application and its related expenses.

Insurance and Health Support

The students must travel to the USA from India to acquire health insurance before the program commences. Various American colleges and Universities have initiated different medical insurance plans for international students. Furthermore, this health insurance will cover all your expenses as long as you are a University student.

There are other colleges also which do not include health insurance in their course. In that case, you have to arrange a private medi claim policy. The average costs of private health insurance for Indian students vary between 1500 to 2500 dollars every year.

Transportation 

Unless there is a free shuttle service from the University to your lodging, you have to rely on public vehicles for transportation. You can make monthly passes of buses, trains or subways as it will be comparatively cheap.

Conclusion 

Studying abroad in the USA is pricey. The tuition fees and location must be kept in mind while choosing a university in the states. Weigh in on different schools, evaluate your financial situation and goals, and choose the right school before sitting for the IELTS examination. The reputed IELTS institute in Pune will help you to prepare for your USA study efficiently and pursue your dream score on the test.

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